New AIR Study: MEDICAL LIABILITY AND MALPRACTICE INSURANCE IN NEW YORK STATE (March 23, 2011). Examines over 30 years of New York insurance data proving that New York’s insurance rate increases and decreases are not driven by the legal system or jury verdicts, and that the causes of and solutions to any insurance problems that exist here lie not with the legal system (i.e., capping damages) but with the business practices of the insurance industry.
Full Report

Study: BIGGEST BANG FOR THE BUCK: Washington’s State-Run Workers Compensation System (September 14, 2010). Finds that Washington State's insurance industry-sponored initiative, I-1082, would increase costs, reduce benefits.
Full Report

National Consumer Group Slams Insurer "Tort Cost" Report (January 28, 2010)
Full Report
Executive Summary

True Risk: Medical Liability, Malpractice Insurance and Health Care (July 22, 2009)
Full Report

News Release: Consumer Fact Sheets on Medical Liability, Tort Reform and National Health Care (May 13, 2009)
Link to Fact Sheets

Consumer Groups Say Market Forces, Not Claims, Caused Med Mal Crisis (Insurance Journal , March 29, 2007)

New Study in Illiniois Malpractice Debate (St. Louis Post-Dispatch, March 29, 2007)

New Data Confirms That Doctors Were Price-Gouged by the Insurance Industry During this Decade (March 28, 2007)
Full Report

This study, Stable Losses/Unstable Rates 2007, shows that over the last 30 years, medical malpractice payouts, including jury awards, have tracked medical inflation while premiums have gyrated up and down in sync with the economy, interest rates and investment income.


The Insurance Industry’s Troubling Response To Hurricane Katrina (News Release, January 11, 2006)(PDF)
Full Report

The Insurance Industry
Wants to Make Their Problem
Your Problem. We Say No!

Their problem
: Poor business practices, shady accounting,
money lost in the stock and bond markets.

They’ve even scared some people into fighting their battle for them,
like doctors, patients, homeowners and small businesses.

Why do they want to shift their responsibility for
investment losses and mismanagement to us?
What else are they up to?

Insurance companies want to solve their business problems
on the backs of policyholders and weaken our civil justice system.


Reform the insurance industry instead of
lose your rights to have your claims paid
and hold wrongdoers accountable in court.

For more information about this problem
and measures that can help solve it,
see AIR's mission statement.


[email protected]
Americans for Insurance Reform, 90 Broad St., Suite 401, New York, NY 10004; Phone: 212/267-2801; Fax: 212/459-0919
(AIR is a project of the Center for Justice & Democracy)